A  Public Insurance Adjuster is any person, firm, Association, partnership or corporation who, for compensation, acts on behalf of or aids in any manner, an insurer or insured or another in negotiating for, or effect, the settlement of a claim or claims for loss or damage under any policy of insurance covering real or personal property and any person, firm who advertises, solicits business or holds itself out to the public as an adjuster of insurance claims, and any person who for compensation investigates, settles, adjusts, advises, or assists an insurer or insured with reference to claims for such losses on behalf of any such public insurance adjuster.  

A Public Insurance Adjuster Agent is any person who is a bona fide employee of a public insurance adjuster and who aids in the adjustment, investigation and in securing of any contract for the adjustment of a loss.  

Active Ohio Public Insurance Adjuster and Agent List

Individual Licensure Information:

Initial Applications:

• Exam Reservation and Scheduling
• Paper application
• Electronic application (Must also complete and submit the supplement form below)
• Electronic Supplement Form (Submit Supplement Form through the NIPR ATTACHMENTS WAREHOUSE HERE)
• Public Insurance Adjuster Non-Resident Notices

Renewal Applications: (PIA/PIAA licenses expire December 31st annually)

• Paper application
• Electronic application (Must also complete and submit the supplement form below)
• Electronic Supplement Form (Submit Supplement Form through the NIPR ATTACHMENTS WAREHOUSE HERE)

Business Entity Licensure Information:

Initial Applications:

• Paper application
• Electronic application (Must also complete and submit the supplement form below)
• Electronic Supplement Form (Submit Supplement Form through the NIPR ATTACHMENTS WAREHOUSE HERE)

Renewal Applications: (PIA licenses expire December 31st annually)

• Paper application
• Electronic application (Must also complete and submit the supplement form below)
• Electronic Supplement Form (Submit Supplement Form through the NIPR ATTACHMENTS WAREHOUSE HERE)

Additional Information: 

• The Ohio Department of Insurance does not regulate or license Company Adjusters (also known as Staff Adjusters or Independent Adjusters).
• Staff Adjusters are typically salaried employees of an insurer or an insurer's affiliates and do not adjust claims for entities other than their employer or its affiliates.
• Independent Adjusters are self-employed or associated with or employed by an independent firm.  Independent adjusters may adjust claims on behalf of many insurers.
  
• Ohio Revised Code 3951.01 - 3951.99
• Ohio Administrative Code: 3901-1-24