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Matt Elston

Matt Elston joined the Ohio Department of Insurance in August, 2010 as a Health Actuary and was named Assistant Director of Product Regulation and Actuarial Services in early 2012.  Elston oversees the review of the full range of rate, rule, form and reserve filings for all insurance products regulated by the Department.  He is also responsible for determining the validity of insurance entity contract, rate, and reserve structure and ensures compliance with applicable laws, regulations, department bulletins, and policies.  Elston and his staff work closely with the Department’s Office of Risk Assessment, which monitors the financial health of Ohio-domiciled insurance companies.


Elston came to the Department from Nationwide Insurance where he spent 15 years developing health insurance products, managing health insurance premium rates, developing annuity products, and forecasting annuity financial results.  At the Department, Elston also works closely with Executive staff, helping craft language for proposed legislation and other regulatory documentation, and provides critical analysis of different health insurance matters. He also represents the Lt. Governor/Director on committees of the National Association of Insurance Commissioners (NAIC) in the development of uniform model acts and regulations, analysis of industry issues and proposals to address current issues. 


Elston completed his actuarial studies at The Ohio State University graduating summa cum laude.  He is a member of the American Academy of Actuaries and a Fellow of the Society of Actuaries.

The State of Ohio is an Equal Opportunity Employer

Ohio Department of Insurance
50 W. Town Street, Third Floor - Suite 300
Columbus, Ohio  43215
John Kasich, Governor | Mary Taylor, Lt. Governor / Director
General Info: 614-644-2658 | Consumer Hotline: 800-686-1526
Fraud Hotline: 800-686-1527 | OSHIIP Hotline: 800-686-1578