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2018 Five Year Rule Review
Below are rules that the Ohio Department of Insurance are scheduled to review as part of the 5-year rule review process. This is not the exclusive listing of rules that the department could potentially seek to change, but are those that fall within the 5-year rule review. The department welcomes comment on the rules listed below. You can submit your comments by emailing firstname.lastname@example.org
. Thank you for taking time to review and/or comment on these rules.
To view a copy of the CSI Business Impact Analysis and the current proposed rule please visit the Regulatory Reform Rules Notification Page.
||Credit life and credit accident health insurance.
||Life and health insurance guaranty association disclaimer and not covered form.
||Standard credentialing form for physician and non-physician providers.
||Long-term care insurance.
||Long-term care partnership program.
||Retention of long term care insurance education records.
||Rental car insurance agent limited license.
||Use of senior-specific certifications and professional designations in the marketing, solicitation, negotiation, sale or purchase of a life or health insurance policy or annuity.
||Insurance navigator certification and agent exchange requirements.
||Solicitation of life insurance and/or annuity contracts.
||Correlated sales of life insurance and mutual funds or other securities.
||Life insurance disclosure.
||Replacement of life insurance and annuities.
||Variable life insurance.
||Valuation of life insurance policies.
||Smoker/nonsmoker mortality tables.
||Gender blended mortality tables.
||Suitability in annuity transactions.
||Preneed life insurance minimum standards for determining reserve liabilities and nonforfeiture values.
||Coordination of benefits.
||Regulation of third party administrators.
||HIV model consent form.
||Advertisement of sickness and accident insurance.
||Unfair health claims practices.
||Open enrollment for children under nineteen in the individual and non-employer group markets.