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Ohio Continuing Education Agent Compliance Requirements Frequently Asked Questions

Q. Will my Ohio insurance license automatically be renewed after I complete my required CE courses?
A. No. A renewal application must be submitted in addition to completing CE credits. Links to the renewal application are available on the Department’s website at www.insurance.ohio.gov.
 
 
Q. Can I submit my renewal application before I complete all of my CE courses?
A. No. The Department will not be able to process your renewal application until all of your CE credits are completed.
 
 
Q.  Who is required to complete continuing education requirements?
  • All Ohio resident agents holding a major lines license (Property, Casualty, Life, Accident & Health, Variable Products or Personal);
  • All Ohio resident agents holding a Title insurance license; 
  • All Ohio resident agents holding a Surety Bail Bond license;
  • All Ohio resident and non-resident agents holding a Viatical Settlement Broker license. 
 
Q. Are there any exceptions to the continuing education requirements?
A. Yes.  The following individuals are exempt from completing CE credits:
  • Ohio non-resident agents (excluding non-resident Viatical Settlement Brokers) who have met the CE requirements in their home state; 
     
  • Those who have been granted inactive status from the Ohio Department of Insurance and are currently inactive; or
     
  • Those who hold one or more limited authority licenses but do not hold any license type requiring continuing education.
 
Q. How many credit hours are required and do the current lines of authority affect which courses may be taken?
  • Agents holding a major lines license are required to complete twenty-four (24) credit hours, three (3) of which must be approved as ethics-specific credit.  Any courses approved in Ohio may be taken to satisfy the remaining twenty-one (21) credit hours.
     
  • Agents holding only a Title license are required to complete twelve (12) credit hours, ten (10) of which must be approved as title-specific credit and two (2) of which must be approved as ethics-specific credit. 
     
  • Agents holding both a major lines license and Title license are required to complete twenty-four (24) credit hours, ten (10) of which must be approved as title-specific credit and three (3) of which must be approved as ethics-specific credit; any courses approved in Ohio may be taken to satisfy the remaining eleven (11) credit hours.
     
  • Agents holding only a Surety Bail Bond license are required to complete seven (7) credit hours, six (6) of which must be approved as surety bail bond-specific credit and one (1) of which must be approved as ethics-specific credit.  
     
  • Agents holding both a major lines license and Surety Bail Bond license are required to complete twenty-four (24) credits hours, twelve (12) of which must be approved as surety bail bond-specific credit and three (3) of which must be approved as ethics-specific credit; any courses approved in Ohio may be taken to satisfy the remaining nine (9) credit hours.
     
  • Agents holding only a Viatical Settlement Broker license are required to complete fifteen (15) credit hours, all of which must be approved as viatical settlement-specific credit.  
     
  • Agents holding both a major lines license and Viatical Settlement Broker license must complete twenty-four credit hours, fifteen (15) of which must be approved as viatical settlement-specific credit and three (3) of which must be approved as ethic-specific credit; any courses approved in Ohio may be taken to satisfy the remaining six (6) credit hours.
 
Q. When must credits be taken?

A. Agents holding a major lines license or Title insurance license are required to renew their license by the last day of their birth month.  Prior to submitting the renewal application to the Department, the agent is required to have the continuing education requirements completed.

B. The initial license expiration date for agents holding a major lines license or Title insurance license will be on the last day of the agent’s birth month that is no less than eighteen (18) months nor more than twenty-nine (29) months from the license issuance date.  On-going renewal cycles shall be the last day of the agent’s birth month every two (2) years thereafter.

C. Agents holding only a Surety Bail Bond license are required to renew their license by the last day of February every year.  Prior to submitting the renewal application to the Department, the agent is required to have the continuing education requirements completed. 

a. If initially licensed on or before December 31st, the agent must complete the continuing education requirements prior to submitting the first renewal application. 

b. If initially licensed on or after January 1st, the agent does not need to complete the
continuing education requirements prior to submitting the first renewal application.  The agent will, however, need to complete the continuing education requirements prior to submitting any subsequent renewal applications.

D. Viatical Settlement Brokers are required to complete their continuing education requirements during the two-year compliance period.  The initial compliance period for all Viatical Settlement Brokers licensed on or before December 31, 2010, began January 1, 2011, and ends December 31, 2012.  The initial compliance period for all Viatical Settlement Brokers licensed on or after January 1, 2011, begins January 1st immediately following the year of license and ends December 31st of the second year.  Every twenty-four (24) month period shall constitute a compliance period.


Q.  May credits be carried over from one renewal cycle to the next?
A. No.  Excess credits from one period will not be carried over to the next renewal cycle.

  
Q.  Can the same course be taken during the renewal cycle?
A. No.  Duplicate courses completed in the same renewal cycle cannot be used for compliance.  The agent will only be granted credit once per renewal cycle per course.
 

Q. Can the same course be taken during subsequent renewal cycles?
A. Yes.  Duplicate courses completed in two different renewal cycles may be used for credit.
 
 
Q. How are CE credit hours reported?

A. CE providers are responsible for submitting course rosters to the Department within fifteen (15) calendar days of course completion.  Do not send course completion certificates to the Department unless requested by the Department; education providers furnish them for your personal records only. Allow a minimum of fifteen (15) days from the course completion date for the credits to be posted on your CE transcript.  If the credits for a course you completed do not appear on your transcript, you will need to contact your provider.
 
 
Q. How can an agent check to see if credits have been reported?
A. Agents can check their transcript by going to the Department’s website at www.insurance.ohio.gov.  The transcript will list all courses on file for the current renewal cycle.  Allow a minimum of fifteen (15) days from the course completion date for the credits to be posted. 
 
 
Q. What courses are available?
A. Customized lists of approved courses may be obtained by going to the Department’s website at www.insurance.ohio.gov.  
 
 
Q. Are there limits on the methods of course completion that may be used for compliance?
A. No.  An agent can earn all credits necessary for compliance from self-study and/or classroom courses.
 
 
Q. Can an agent earn all credits from any one education provider?
A. Yes.

The State of Ohio is an Equal Opportunity Employer

Ohio Department of Insurance
50 W. Town Street, Third Floor - Suite 300
Columbus, Ohio  43215
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John Kasich, Governor | Mary Taylor, Lt. Governor / Director
General Info: 614-644-2658 | Consumer Hotline: 800-686-1526
Fraud Hotline: 800-686-1527 | OSHIIP Hotline: 800-686-1578