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Limited Authority Licenses for Individuals

ORC: 3905.01 - 3905.55

OAC: 3901-5-09 

OAC: 3901-5-10 (Car Rental only)

The Department of Insurance issues limited authority licenses to individuals for the following lines of insurance:

  • Car Rental Insurance
  • Credit Insurance Products
  • Crop
  • Funeral Expense (Must be a Licensed Funeral Director)
  • Portable Electronics
  • Travel

Initial Individual Limited Authority Applications (Application Fees)

Limited Authority applicants are not required to complete any pre-licensing education or examination. An appointment is not required at time of application, but is required in order to sell, solicit, or negotiate policies/information for a company. 


Renewal Individual Limited Authority Applications (Application Fees)

All limited lines authority licenses renew biennially based upon the agents birth month and year of licensure.  The Department of Insurance will send a renewal notice at least 30 days prior to the license expiration. If ODI does not receive a renewal response from the agent by the due date on the notice, the limited authority license will be suspended for failure to renew.  Persons holding a limited authority license are exempt from continuing education requirements.  


For more information, please contact the License Division of the Ohio Department of Insurance at 614-644-2665.

The State of Ohio is an Equal Opportunity Employer

Ohio Department of Insurance
50 W. Town Street, Third Floor - Suite 300
Columbus, Ohio  43215
John Kasich, Governor | Jillian Froment, Director
General Info: 614-644-2658 | Consumer Hotline: 800-686-1526
Fraud Hotline: 800-686-1527 | OSHIIP Hotline: 800-686-1578